---
title: Financial Education Benefits for Your Team | SideUp
description: Help your team build confidence with money. A flexible budget for financial coaching, budgeting tools and courses, all on one SideUp card.
---
[Skip to main content](https://hi.sideup.com/financial-education#main-content)
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- Solutions
Pre-tax Benefits
IRS-compliant, pre-tax benefits for core needs.
- [Student Loan & Tuition Smarter education funding](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Commuter Pre-tax transit & parking](https://hi.sideup.com/commuting?hsLang=en)
- [HRA Health Reimbursement Arrangement](https://hi.sideup.com/hra?hsLang=en)
- [Family Care Real support for caregivers](https://hi.sideup.com/family-care?hsLang=en)
Lifestyle Spending Accounts
Flexible, post-tax benefits for modern life.
- [Wellness & Fitness Gym, mental health & wellbeing](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work From Home Home office & remote setup](https://hi.sideup.com/work-from-home?hsLang=en)
- [Food Meals, groceries & nutrition](https://hi.sideup.com/food?hsLang=en)
- [Utilities & Essential Bills Internet, phone & household bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
ENPS
Measure and improve employee satisfaction in real time.
- [ENPS Employee Net Promoter Score](https://hi.sideup.com/enps?hsLang=en)
Recognition
Celebrate your team and build a culture of appreciation.
- [Recognition Peer to peer & manager recognition](https://hi.sideup.com/recognition?hsLang=en)
- Platform
For Employers
- [Manage Benefits Streamline your benefits administration](https://hi.sideup.com/how-to-manage-benefits?hsLang=en)
- [Integrations Connect with your favourite tools](https://hi.sideup.com/integrations?hsLang=en)
- [Security & Compliance Enterprise-grade security standards](https://hi.sideup.com/security-compliance?hsLang=en)
For Employees
- [How to spend benefits Discover how to use your SideUp card](https://hi.sideup.com/how-to-spend-your-benefits?hsLang=en)
- [Stayconomics](https://hi.sideup.com/stayconomics?hsLang=en)
Learn with Stayconomics
Explore the ideas, research, and strategies behind workplaces people choose to stay in.
[Blog Data-backed, no-fluff articles on retention, benefits, and the future of work.](https://hi.sideup.com/stayconomics?hsLang=en) [Podcast On Youtube and Spotify with the leaders who are actually figuring it out.](https://hi.sideup.com/stayconomics/podcast?hsLang=en) [Newsletter The best of what's happening in HR and employee retention, curated, concise, and worth your Monday morning.](https://hi.sideup.com/stayconomics/tag/newsletter?hsLang=en) [Events & Webinars Real experts, real questions, real takeaways you can use before the week is over.](https://hi.sideup.com/stayconomics/events-webinars?hsLang=en) [Explore by Topics Retention, benefits, HR tech, financial wellness, and more, organized by what you need.](https://hi.sideup.com/stayconomics/topics-1?hsLang=en)
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- [Business Platform](https://admin.sideup.com)
[Book a demo](https://meetings-eu1.hubspot.com/lana-leles/demo)
- Solutions
- Pre-tax Benefits
- [Student Loan & Tuition](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Commuter](https://hi.sideup.com/commuting?hsLang=en)
- [HRA](https://hi.sideup.com/hra?hsLang=en)
- [Family Care](https://hi.sideup.com/family-care?hsLang=en)
- Lifestyle Spending Accounts
- [Wellness & Fitness](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work From Home](https://hi.sideup.com/work-from-home?hsLang=en)
- [Food](https://hi.sideup.com/food?hsLang=en)
- [Utilities & Essential Bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
- ENPS
- [ENPS](https://hi.sideup.com/enps?hsLang=en)
- Recognition
- [Recognition](https://hi.sideup.com/recognition?hsLang=en)
- Platform
- For Employers
- [Manage Benefits](https://hi.sideup.com/how-to-manage-benefits?hsLang=en)
- [Integrations](https://hi.sideup.com/integrations?hsLang=en)
- [Security & Compliance](https://hi.sideup.com/security-compliance?hsLang=en)
- For Employees
- [How to spend benefits](https://hi.sideup.com/how-to-spend-your-benefits?hsLang=en)
- [Stayconomics](https://hi.sideup.com/stayconomics?hsLang=en)
- Learn with Stayconomics
- [Blog](https://hi.sideup.com/stayconomics?hsLang=en)
- [Podcast](https://hi.sideup.com/stayconomics/podcast?hsLang=en)
- [Newsletter](https://hi.sideup.com/stayconomics/tag/newsletter?hsLang=en)
- [Events & Webinars](https://hi.sideup.com/stayconomics/events-webinars?hsLang=en)
- [Explore by Topics](https://hi.sideup.com/stayconomics/topics-1?hsLang=en)
- Log in
- [Employee](https://app.sideup.com)
- [Business Platform](https://admin.sideup.com)
- [Book a demo](https://meetings-eu1.hubspot.com/lana-leles/demo)
[](https://hi.sideup.com?hsLang=en)
- Solutions ▼
### Pre-tax Benefits
IRS-compliant, pre-tax benefits for core needs.
- [Student Loan & Tuition Smarter Education Funding](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Commuter Pre-tax transit & parking](https://hi.sideup.com/commuting?hsLang=en)
- [HRA Health Reimbursement Arrangement](https://hi.sideup.com/hra?hsLang=en)
- [Family Care Real support for caregivers](https://hi.sideup.com/family-care?hsLang=en)
### Lifestyle Spending Accounts
Flexible, post-tax benefits for modern life. Give your team the power of choice.
- [Wellness & Fitness Gym, mental health & wellbeing](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work From Home Home office & remote setup](https://hi.sideup.com/work-from-home?hsLang=en)
- [Food Meals, groceries & nutrition](https://hi.sideup.com/food?hsLang=en)
- [Utilities & Essential Bills Internet, phone & household bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
### ENPS
Measure and improve employee satisfaction in real time.
- ENPS Employee Net Promoter Score
### Recognition
Celebrate your team and build a culture of appreciation.
- [Recognition Peer to peer & manager recognition](https://hi.sideup.com/recognition?hsLang=en)
- Platform ▼
### For Employers
- [Manage Benefits Streamline your benefits administration](https://hi.sideup.com/how-to-manage-benefits?hsLang=en)
- [Integrations Connect with your favorite tools](https://hi.sideup.com/integrations?hsLang=en)
- [Security & Compliance Enterprise-grade security standards](https://hi.sideup.com/security-compliance?hsLang=en)
### For Employees
- [How to spend benefits Discover how to use your SideUp card](https://hi.sideup.com/how-to-spend-your-benefits?hsLang=en)
Log in ▼
- [Login as admin](https://hi.sideup.com/admin.sideup.com?hsLang=en)
Book a demo
[](https://hi.sideup.com?hsLang=en)
Solutions
#### Pre-tax Benefits
- [Student Loan & Tuition](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Commuter](https://hi.sideup.com/commuting?hsLang=en)
- [HRA](https://hi.sideup.com/hra?hsLang=en)
- [Family Care](https://hi.sideup.com/family-care?hsLang=en)
#### Lifestyle Spending Accounts
- [Wellness & Fitness](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work From Home](https://hi.sideup.com/work-from-home?hsLang=en)
- [Food](https://hi.sideup.com/food?hsLang=en)
- [Utilities & Essential Bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
#### ENPS
- ENPS
#### Recognition
- [Recognition](https://hi.sideup.com/recognition?hsLang=en)
Platform
#### For Employers
- [Manage Benefits](https://hi.sideup.com/how-to-manage-benefits?hsLang=en)
- [Integrations](https://hi.sideup.com/integrations?hsLang=en)
- [Security & Compliance](https://hi.sideup.com/security-compliance?hsLang=en)
#### For Employees
- [How to spend benefits](https://hi.sideup.com/how-to-spend-your-benefits?hsLang=en)
[Login as admin](https://hi.sideup.com/admin.sideup.com?hsLang=en)
Book a demo
Financial Education
# Give your team the confidence to master their money
Money stress follows people to work. Give your team a flexible budget for financial coaching, budgeting tools and courses, so they can plan with confidence.
Talk to a benefits expert
The money stress gap
## Money stress doesn't clock out
59% of US employees say they're stressed about their finances right now, and more than half have less than $5,000 saved for emergencies. That worry doesn't stay at home. It shows up as distraction, disengagement and people quietly looking elsewhere.
You can't fix every bill. But you can give your team the knowledge and support to take control, **on their terms**.
*Source: PwC, Employee Financial Wellness Survey 2026*
Compliance Engine
## Complex tax law. Simple software.
Your CFO fears audits. Your HR team fears paperwork. SideUp eliminates both with a fully automated compliance engine.
### 1. Verify
SideUp connects directly to loan servicers to confirm the debt is real, active, and eligible for Section 127 support. No manual uploads, no fraud risk.
### 2. Pay
Funds never touch the employee's bank account. We route payments straight to the loan provider, ensuring 100% tax-free compliance.
### 3. Document
Come tax season, your team gets a single, audit-ready export of every payment. Zero manual reconciliation required.
Loan Verified
Sent to
Loan Servicer
IRS FORM 1098-E
What's covered
## Real help, not another webinar
Every employee's finances look different. Let them choose the support that fits where they are right now.
01
### Financial coaching
One-to-one sessions with a coach or certified planner.
02
### Budgeting tools
Money management and budgeting app subscriptions.
03
### Courses & workshops
Personal finance, investing basics and first-home planning.
04
### Credit & debt support
Credit counseling and help building a plan to pay down debt.
## See How SideUp Works in 4 Easy Steps
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01\.
### Choose your benefits
Decide which benefits you want to offer and who they apply to.
02\.
### Implement your policy
Set your budget, eligibility rules, and spending limits. Our platform handles the compliance and guardrails automatically.
03\.
### Connect to payroll
Seamlessly integrate with your existing payroll provider. We handle the tax implications and reporting for you.
04\.
### Join the SideUp platform
Invite your team. They get their cards, you get the credit for being an amazing employer. Everyone wins.
## Set it up once. Watch their confidence grow.
No claims to chase and no receipts to check. Here's how it works, from day one.
1. 1
### Add your employees
Sync your team from your HR system, or add them manually. Either way, it takes minutes.
2. 2
### Set up your program
Choose your benefits, decide when they're paid out, and pick how your company funds them.
3. 3
### We invite your team
SideUp emails each employee an invitation to the app. Once they've completed onboarding, their card is issued.
4. 4
### Manage it month by month
Track spend and take-up, and keep your compliance information in one place, ready whenever you need it.
Financial Education
Marcus Reed•••• 7390
Financial coaching session
One-to-one, 60 minutes
$75.00
Budgeting app
Monthly plan
$9.99
Financial wellness budget this month
$84.99 of $100
Illustrative example
REAL IMPACT, MEASURED IN RESULTS
## The numbers don't lie
Based on SideUp’s internal research comparing clients **with** vs. **without** flexible stipends. When you give employees choice, the numbers speak for themselves.
+35
eNPS Points
Clients using SideUp consistently score +35 points higher than those relying on standard perks.
Is your culture healthy or at risk?
Get your free Diagnostic →
\+ 23%
Profit
Employees who are happy with their benefits are more productive and can increase a company’s revenue by up to 23%.
10x
ROI
For every $1 spent on SideUp stipends, companies save $10 in retention costs and productivity gains.
ELEVATE YOUR BENEFITS
## Money is just the start
### [Financial Student Loan & Tuittion Repayment assistance, tuition reimbursement, refinancing support. Invest in their future.  Learn more](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
### [Health Wellness & Fitness Gym, therapy, meditation, fitness classes. Support the whole person.  Learn more](https://hi.sideup.com/wellness-fitness?hsLang=en)
### [REMOTE Work from Home Internet, ergonomic setup, coffee, coworking spaces. Power their productivity anywhere.  Learn more](https://hi.sideup.com/work-from-home?hsLang=en)
### [FAMILY Family Care Childcare, elder care, pet care, fertility support. Be there for their loved ones.  Learn more](https://hi.sideup.com/family-care?hsLang=en)
### [Essential Utilities & Essentials Phone bills, electricity, gas, water, internet. Cover the basics that matter. .png) Learn more](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
### [Lifestyle Food Lunch stipends, grocery delivery, meal kits, coffee runs. Fuel their day. .png) Learn more](https://hi.sideup.com/food?hsLang=en)
The SideUp Marketplace
## Every dollar goes further. And stays local.
Our marketplace brings your team closer to the independent cafés, gyms, shops and services in their own neighborhood. When they spend their SideUp budget there, they unlock exclusive discounts and freebies, so the same benefit buys more.
✓
Exclusive discounts for SideUp members
✓
Freebies and extras from local partners
✓
Your benefits budget, backing local businesses
[List your business](https://hi.sideup.com/marketplace?type=list&hsLang=en)[Nominate a local favorite](https://hi.sideup.com/marketplace?type=nominate&hsLang=en)
A Saturday on Main Street
The Corner Café
$10.95
Marketplace discount
−$1.65
Northside Yoga Studio
$15.00
Free mat rental
Freebie
Saved this month
$11.60
Illustrative example
FAQ
## Frequently Asked Questions
Everything you need to know about financial education benefits.
What is a financial education benefit?
A Lifestyle Spending Account (LSA) budget your company provides for financial coaching, money management tools and courses that help employees build confidence with their finances.
Is a financial education benefit taxable?
Yes. Like other LSA benefits, it's post-tax and generally treated as taxable income for employees. In return, you get full flexibility over what's covered.
What can employees spend it on?
Sessions with a financial coach or planner, budgeting and money management apps, personal finance courses and workshops, and credit counseling. You choose which categories are eligible.
How much should we offer?
You decide. Set a monthly or annual budget per employee, and choose who it applies to.
Does it help with retention?
Yes. Financially stressed employees are more distracted at work and more likely to look for another job. Helping them build confidence with money pays off in focus and loyalty.
How does SideUp handle it?
Employees pay eligible coaches, apps and course providers with their SideUp card, within the budgets and categories you set. Every payment is tracked automatically.
## Help your team feel good about money
### Turn financial stress into financial confidence.
Because when employees feel in control of their finances, they show up more focused, committed and ready to stay. Book a demo to see Financial Education in action.
[](https://hi.sideup.com/?hsLang=en)
The flexible benefits platform that helps employees choose how support shows up in their real lives.
Book a demo
#### Products
- [Student Loan & Tuition](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Wellness & Fitness](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work from Home](https://hi.sideup.com/work-from-home?hsLang=en)
- [Family Care](https://hi.sideup.com/family-care?hsLang=en)
- [Food](https://hi.sideup.com/food?hsLang=en)
- [Utilities & Essential Bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
- [HRA](https://hi.sideup.com/hra?hsLang=en)
- ENPS
- [Recognition](https://hi.sideup.com/recognition?hsLang=en)
#### Platform
- [Manage Benefits](https://hi.sideup.com/how-to-manage-benefits?hsLang=en)
- [Integrations](https://hi.sideup.com/integrations?hsLang=en)
- [Security & Compliance](https://hi.sideup.com/security-compliance?hsLang=en)
- [Ways to spend benefits](https://hi.sideup.com/how-to-spend-your-benefits?hsLang=en)
#### Privacy
- [Privacy Policy](https://hi.sideup.com/privacy-policy?hsLang=en)
- Cookie Policy
- [Terms and Conditions](https://hi.sideup.com/terms-conditions?hsLang=en)
#### Log in
- [Web Portal login](https://business.us.sideup.com/login#/?sign_up_fallback_redirect_url=https%3A%2F%2Fbusiness.us.sideup.com%2Fhome&sign_in_fallback_redirect_url=https%3A%2F%2Fbusiness.us.sideup.com%2Fhome&redirect_url=https%3A%2F%2Fbusiness.us.sideup.com%2F)
- [Admin dashboard login](https://customer.us.sideup.com/login?sign_up_fallback_redirect_url=https%3A%2F%2Fcustomer.us.sideup.com%2Fhome&sign_in_fallback_redirect_url=https%3A%2F%2Fcustomer.us.sideup.com%2Fhome&redirect_url=https%3A%2F%2Fcustomer.us.sideup.com%2F)
[](https://sideup.com)
Benefits that work for everyone.
### Products
- [Student Loan & Tuition](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Wellness & Fitness](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work from Home](https://hi.sideup.com/work-from-home?hsLang=en)
- [Family Care](https://hi.sideup.com/family-care?hsLang=en)
- [Food](https://hi.sideup.com/food?hsLang=en)
- [Utilities & Essential Bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
- [HRA](https://hi.sideup.com/hra?hsLang=en)
- [Recognition](https://hi.sideup.com/recognition?hsLang=en)
### Platform
- [Manage Benefits](https://hi.sideup.com/how-to-manage-benefits?hsLang=en)
- [Integrations](https://hi.sideup.com/integrations?hsLang=en)
- [Security & Compliance](https://hi.sideup.com/security-compliance?hsLang=en)
- [Ways to spend benefits](https://hi.sideup.com/how-to-spend-your-benefits?hsLang=en)
### Privacy
- [Privacy Policy](https://hi.sideup.com/privacy-policy?hsLang=en)
- [Terms & Conditions](https://hi.sideup.com/terms-conditions?hsLang=en)
### Log in
- [Business Platform](https://hi.sideup.com/admin.sideup.com?hsLang=en)
- [Employee Portal](https://hi.sideup.com/customer.sideup.com?hsLang=en)
[Contact us](https://hi.sideup.com/contact-us?hsLang=en)
SideUp Visa® Commercial cards are powered by Stripe and issued by Celtic Bank. Stripe Issuing balances are provided in the US by Stripe Payments Company, licensed money transmitter, with funds held at Stripe’s bank partners, Members FDIC. 919 North Market Street, suite 950 – Wilmington – DE - 19801
© 2026 SideUp. All rights reserved.
Book a demo
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