---
title: Health Reimbursement Arrangement (HRA) Platform | SideUp
description: Offer Health Reimbursement Arrangements (HRAs) that help employees pay for eligible healthcare expenses while reducing administrative work with SideUp.
---
[Skip to main content](https://hi.sideup.com/hra#main-content)
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Pre-tax Benefits
IRS-compliant, pre-tax benefits for core needs.
- [Student Loan & Tuition Smarter education funding](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Commuter Pre-tax transit & parking](https://hi.sideup.com/commuting?hsLang=en)
- [HRA Health Reimbursement Arrangement](https://hi.sideup.com/hra)
- [Family Care Real support for caregivers](https://hi.sideup.com/family-care?hsLang=en)
Lifestyle Spending Accounts
Flexible, post-tax benefits for modern life.
- [Wellness & Fitness Gym, mental health & wellbeing](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work From Home Home office & remote setup](https://hi.sideup.com/work-from-home?hsLang=en)
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- [Utilities & Essential Bills Internet, phone & household bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
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Measure and improve employee satisfaction in real time.
- [ENPS Employee Net Promoter Score](https://hi.sideup.com/enps?hsLang=en)
Recognition
Celebrate your team and build a culture of appreciation.
- [Recognition Peer to peer & manager recognition](https://hi.sideup.com/recognition?hsLang=en)
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For Employers
- [Manage Benefits Streamline your benefits administration](https://hi.sideup.com/how-to-manage-benefits?hsLang=en)
- [Integrations Connect with your favourite tools](https://hi.sideup.com/integrations?hsLang=en)
- [Security & Compliance Enterprise-grade security standards](https://hi.sideup.com/security-compliance?hsLang=en)
For Employees
- [How to spend benefits Discover how to use your SideUp card](https://hi.sideup.com/how-to-spend-your-benefits?hsLang=en)
- [Stayconomics](https://hi.sideup.com/stayconomics?hsLang=en)
Learn with Stayconomics
Explore the ideas, research, and strategies behind workplaces people choose to stay in.
[Blog Data-backed, no-fluff articles on retention, benefits, and the future of work.](https://hi.sideup.com/stayconomics?hsLang=en) [Podcast On Youtube and Spotify with the leaders who are actually figuring it out.](https://hi.sideup.com/stayconomics/podcast?hsLang=en) [Newsletter The best of what's happening in HR and employee retention, curated, concise, and worth your Monday morning.](https://hi.sideup.com/stayconomics/tag/newsletter?hsLang=en) [Events & Webinars Real experts, real questions, real takeaways you can use before the week is over.](https://hi.sideup.com/stayconomics/events-webinars?hsLang=en) [Explore by Topics Retention, benefits, HR tech, financial wellness, and more, organized by what you need.](https://hi.sideup.com/stayconomics/topics-1?hsLang=en)
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- Solutions
- Pre-tax Benefits
- [Student Loan & Tuition](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Commuter](https://hi.sideup.com/commuting?hsLang=en)
- [HRA](https://hi.sideup.com/hra)
- [Family Care](https://hi.sideup.com/family-care?hsLang=en)
- Lifestyle Spending Accounts
- [Wellness & Fitness](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work From Home](https://hi.sideup.com/work-from-home?hsLang=en)
- [Food](https://hi.sideup.com/food?hsLang=en)
- [Utilities & Essential Bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
- ENPS
- [ENPS](https://hi.sideup.com/enps?hsLang=en)
- Recognition
- [Recognition](https://hi.sideup.com/recognition?hsLang=en)
- Platform
- For Employers
- [Manage Benefits](https://hi.sideup.com/how-to-manage-benefits?hsLang=en)
- [Integrations](https://hi.sideup.com/integrations?hsLang=en)
- [Security & Compliance](https://hi.sideup.com/security-compliance?hsLang=en)
- For Employees
- [How to spend benefits](https://hi.sideup.com/how-to-spend-your-benefits?hsLang=en)
- [Stayconomics](https://hi.sideup.com/stayconomics?hsLang=en)
- Learn with Stayconomics
- [Blog](https://hi.sideup.com/stayconomics?hsLang=en)
- [Podcast](https://hi.sideup.com/stayconomics/podcast?hsLang=en)
- [Newsletter](https://hi.sideup.com/stayconomics/tag/newsletter?hsLang=en)
- [Events & Webinars](https://hi.sideup.com/stayconomics/events-webinars?hsLang=en)
- [Explore by Topics](https://hi.sideup.com/stayconomics/topics-1?hsLang=en)
- Log in
- [Employee](https://app.sideup.com)
- [Business Platform](https://admin.sideup.com)
- [Book a demo](https://meetings-eu1.hubspot.com/lana-leles/demo)
[](https://hi.sideup.com?hsLang=en)
- Solutions ▼
### Pre-tax Benefits
IRS-compliant, pre-tax benefits for core needs.
- [Student Loan & Tuition Smarter Education Funding](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Commuter Pre-tax transit & parking](https://hi.sideup.com/commuting?hsLang=en)
- [HRA Health Reimbursement Arrangement](https://hi.sideup.com/hra)
- [Family Care Real support for caregivers](https://hi.sideup.com/family-care?hsLang=en)
### Lifestyle Spending Accounts
Flexible, post-tax benefits for modern life. Give your team the power of choice.
- [Wellness & Fitness Gym, mental health & wellbeing](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work From Home Home office & remote setup](https://hi.sideup.com/work-from-home?hsLang=en)
- [Food Meals, groceries & nutrition](https://hi.sideup.com/food?hsLang=en)
- [Utilities & Essential Bills Internet, phone & household bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
### ENPS
Measure and improve employee satisfaction in real time.
- [ENPS Employee Net Promoter Score](https://hi.sideup.com/enps?hsLang=en)
### Recognition
Celebrate your team and build a culture of appreciation.
- [Recognition Peer to peer & manager recognition](https://hi.sideup.com/recognition?hsLang=en)
- Platform ▼
### For Employers
- [Manage Benefits Streamline your benefits administration](https://hi.sideup.com/how-to-manage-benefits?hsLang=en)
- [Integrations Connect with your favorite tools](https://hi.sideup.com/integrations?hsLang=en)
- [Security & Compliance Enterprise-grade security standards](https://hi.sideup.com/security-compliance?hsLang=en)
### For Employees
- [How to spend benefits Discover how to use your SideUp card](https://hi.sideup.com/how-to-spend-your-benefits?hsLang=en)
Log in ▼
- [Login as admin](https://hi.sideup.com/admin.sideup.com?hsLang=en)
Book a demo
[](https://hi.sideup.com?hsLang=en)
Solutions
#### Pre-tax Benefits
- [Student Loan & Tuition](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Commuter](https://hi.sideup.com/commuting?hsLang=en)
- [HRA](https://hi.sideup.com/hra)
- [Family Care](https://hi.sideup.com/family-care?hsLang=en)
#### Lifestyle Spending Accounts
- [Wellness & Fitness](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work From Home](https://hi.sideup.com/work-from-home?hsLang=en)
- [Food](https://hi.sideup.com/food?hsLang=en)
- [Utilities & Essential Bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
#### ENPS
- [ENPS](https://hi.sideup.com/enps?hsLang=en)
#### Recognition
- [Recognition](https://hi.sideup.com/recognition?hsLang=en)
Platform
[Login as admin](https://hi.sideup.com/admin.sideup.com?hsLang=en)
Book a demo
HRA
# A smarter way to offer healthcare support
Go beyond generic perks and empower your team to thrive. With a flexible Lifestyle Spending Account (LSA), you can give them the freedom to invest in their complete mental and physical wellness, their way.
Talk to Benefits Expert
.png "FSA 936x936 (39)")
 Health Reimbursement Arrangement
# Fill the gaps. Show you care.
Health insurance doesn't cover everything. An HRA allows you to reimburse employees tax-free for the healthcare costs that matter most to them—from fertility treatments to mental health.
.png?width=20&height=20&name=FSA%20936x936%20(35).png)
#### Tax-Free for Everyone
100% tax-deductible for you. 100% tax-free for them.
.png?width=20&height=20&name=FSA%20936x936%20(36).png)
#### You Keep Unused Funds
Unlike HSAs, the money stays with the company if unspent.
#### Fertility & Family
IVF, egg freezing, adoption
#### Mental Health
Therapy, counseling apps
#### Gender Affirmation
Medical & counseling support
#### Medical Travel
Travel for specialized care
#### Weight Management
GLP-1s & nutrition support
#### COVID & PPE
Testing & protective gear
#### ICHRA
Individual coverage options
#### Wellness
Gyms, apps, & coaching
 Total Control
## Design a plan that aligns with your values
Don't settle for a rigid, one-size-fits-all policy. With SideUp, you define exactly who gets what, how much, and for what.
### Custom Eligibility
Create different plans for different teams. Give executives a higher limit or support part-time staff with an ICHRA.
### You Set the Rules
Want to cover GLP-1 weight loss drugs but not cosmetic surgery? Our smart policy engine enforces your rules automatically.
### Compliance Built-In
We handle the plan documents and non-discrimination testing (NDT) so you never have to worry about the IRS.
#### Private & Secure
HIPAA Compliant
🏥
Fertility Clinic
Just now
Approved
🧠
Therapy Session
2 hours ago
Approved
"I finally felt comfortable using my fertility benefit because I didn't have to explain it to HR."
💜 Employee Experience
## Dignity, not paperwork
Traditional HRAs force employees to pay upfront and beg for reimbursement. SideUp gives them a card to pay directly. It's private, dignified, and instant.
**Privacy First:** Employees don't have to share sensitive medical receipts with their manager. Our team reviews it all.
**Global Support:** Our support team is available 24/7 to answer "is this covered?" questions.
 Pre-tax benefits
## One platform for all your pre-tax benefits.
Whether it's HRA, FSA, Commuter, or HSA—SideUp unifies everything into one seamless experience for you and your team.
### Automated Admin
Sync with payroll once. We handle enrollments, deductions, and tax reporting automatically.
### Total Compliance
From ERISA to COBRA, we keep you compliant with auto-generated plan docs and filings.
.png?width=24&height=24&name=Dollar%20(1).png)
### One Card Rule
Employees get one SideUp card for everything. We route the transaction to the right bucket instantly.
FAQ
## Frequently Asked Questions
Everything you need to know about Health Reimbursement Arrangements (HRA).
What is a Health Reimbursement Arrangement (HRA)?
An HRA is an employer-funded account that reimburses employees tax-free for qualified medical expenses and, in some plan types, insurance premiums.
How is an HRA different from an FSA or HSA?
Unlike an FSA or HSA, an HRA is funded entirely by the employer, the employer sets the reimbursement rules, and unused funds typically belong to the employer, not the employee.
Are HRA reimbursements taxable?
No. Qualified reimbursements made through a compliant HRA are tax-free for the employee and tax-deductible for the employer.
Who is eligible for an HRA?
Eligibility is set by the employer and can vary by employee class, such as full-time versus part-time, or by department, as long as it follows IRS nondiscrimination rules.
Can employees choose their own health plan with an HRA?
With an ICHRA (Individual Coverage HRA), yes, employees can buy their own individual health insurance and get reimbursed, giving them more choice than a traditional group plan.
How does SideUp handle HRA compliance and reporting?
SideUp automates eligibility rules, reimbursement approvals, and IRS-required reporting, so HR doesn't have to manage it manually.
## A smarter way to offer healthcare support
### Build an HRA your team will actually use!
Design tax-free healthcare support that reflects your values and gives employees access to the care they need most.
ROI Calculator
## Calculate your True ROI
See exactly how much time and money you'll save by switching from manual reimbursements to SideUp's automated platform.
Number of Employees
50
10 1,000+
Admin Hours / Month
10 hrs
1 hr 100 hrs
#### Did you know?
Manual expense reports cost companies an average of **$58 per report** to process. SideUp automates this completely.
Admin Savings
$5,400
saved annually in admin costs
Time Reclaimed
96 Hours
saved annually for strategic work
### Unlock Your Full ROI Report
Reveal your potential **Turnover Savings** & **Total Business Impact**.
[Reveal My Savings](https://hi.sideup.com?hsLang=en)
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The flexible benefits platform that helps employees choose how support shows up in their real lives.
Book a demo
#### Products
- [Student Loan & Tuition](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Wellness & Fitness](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work from Home](https://hi.sideup.com/work-from-home?hsLang=en)
- [Family Care](https://hi.sideup.com/family-care?hsLang=en)
- [Food](https://hi.sideup.com/food?hsLang=en)
- [Utilities & Essential Bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
- [HRA](https://hi.sideup.com/hra)
- [ENPS](https://hi.sideup.com/enps?hsLang=en)
- [Recognition](https://hi.sideup.com/recognition?hsLang=en)
#### Platform
- [Manage Benefits](https://hi.sideup.com/how-to-manage-benefits?hsLang=en)
- [Integrations](https://hi.sideup.com/integrations?hsLang=en)
- [Security & Compliance](https://hi.sideup.com/security-compliance?hsLang=en)
- [Ways to spend benefits](https://hi.sideup.com/how-to-spend-your-benefits?hsLang=en)
#### Privacy
- [Privacy Policy](https://hi.sideup.com/privacy-policy?hsLang=en)
- Cookie Policy
- [Terms and Conditions](https://hi.sideup.com/terms-conditions?hsLang=en)
#### Log in
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- [Admin dashboard login](https://customer.us.sideup.com/login?sign_up_fallback_redirect_url=https%3A%2F%2Fcustomer.us.sideup.com%2Fhome&sign_in_fallback_redirect_url=https%3A%2F%2Fcustomer.us.sideup.com%2Fhome&redirect_url=https%3A%2F%2Fcustomer.us.sideup.com%2F)
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Benefits that work for everyone.
### Products
- [Student Loan & Tuition](https://hi.sideup.com/student-loan-repayment-benefits?hsLang=en)
- [Wellness & Fitness](https://hi.sideup.com/wellness-fitness?hsLang=en)
- [Work from Home](https://hi.sideup.com/work-from-home?hsLang=en)
- [Family Care](https://hi.sideup.com/family-care?hsLang=en)
- [Food](https://hi.sideup.com/food?hsLang=en)
- [Utilities & Essential Bills](https://hi.sideup.com/utilities-essentials-bills?hsLang=en)
- [HRA](https://hi.sideup.com/hra)
- [ENPS](https://hi.sideup.com/enps?hsLang=en)
- [Recognition](https://hi.sideup.com/recognition?hsLang=en)
### Platform
- [Manage Benefits](https://hi.sideup.com/how-to-manage-benefits?hsLang=en)
- [Integrations](https://hi.sideup.com/integrations?hsLang=en)
- [Security & Compliance](https://hi.sideup.com/security-compliance?hsLang=en)
- [Ways to spend benefits](https://hi.sideup.com/how-to-spend-your-benefits?hsLang=en)
### Privacy
- [Privacy Policy](https://hi.sideup.com/privacy-policy?hsLang=en)
- [Terms & Conditions](https://hi.sideup.com/terms-conditions?hsLang=en)
### Log in
- [Business Platform](https://hi.sideup.com/admin.sideup.com?hsLang=en)
- [Employee Portal](https://hi.sideup.com/customer.sideup.com?hsLang=en)
[Contact us](https://hi.sideup.com/contact-us?hsLang=en)
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© 2026 SideUp. All rights reserved.
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