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Ways to spend benefits

Spend benefits with freedom

Pay with your SideUp card, spend at local Marketplace businesses, or upload a receipt and get reimbursed. No paper forms, and no chasing your employer to get paid back.

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Three ways to spend

Use your benefits the way that fits the moment

One account, three ways to use it. Your employer chooses which budgets are turned on, so what you can spend on depends on your plan.

Paying with the SideUp card
1

Pay with your card

Tap in store or pay online with your SideUp card. Each budget is set up by your employer for specific kinds of spending, so the card simply works where it should.

Shopping local with the SideUp Marketplace
2

Shop local with the Marketplace

Spend your budget at independent businesses in your neighborhood and unlock discounts and freebies that only SideUp members get.

Uploading a receipt in the SideUp app to get reimbursed
3

Get reimbursed with a receipt

Paid for something yourself? Upload the receipt in the app, your employer approves it, and you get paid back.

This side up ↑

No forms. No chasing. Just tap.

SideUpVISA
SideUpVISA

ALEX MORGAN

Illustrative example

A card that works where your budget does, and nowhere it shouldn't

Your phone is your wallet. Add the card and tap away

Local favorites that throw in a little extra

SideUpBenefits, right side up.
Two kinds of budget

Two kinds of budget. One card.

Your employer can turn on pre-tax benefits, Lifestyle Spending Accounts, or both. Each one has its own balance, so you always know where you stand.

Pre-tax benefits

Each follows specific IRS rules

Every pre-tax benefit has its own budget and limits, tracked for you automatically. Your employer chooses which are turned on:

  • Student Loan & Tuition
  • Commuter
  • HRA
  • Family Care
Lifestyle Spending Accounts

Flexible budgets for everyday life

Spend on what matters to you. Lifestyle Spending Account funds are taxable and are reported by your employer.

  • Wellness & Fitness
  • Work From Home
  • Food
  • Utilities & Essential Bills

A summary, not tax advice. Check your plan with a tax advisor.

The SideUp app

One card. One app. Every benefit.

Everything your employer gives you lives in one place. Check your balance, see how to use each benefit and pay, all from your phone. It takes seconds, not forms.

Screens from the SideUp app: Home, Benefits, Card and Transactions

Home

Your total balance at a glance, plus a heads-up whenever something needs your action.

Benefits

Swipe through every budget and see exactly how to spend each one.

Card

Track your card from order to your door, then start paying.

Transactions

Every payment in one clear list, so you always know where your money went.

Easy

No forms and no spreadsheets. If you can use a banking app, you can use SideUp.

Fast

Pay on the spot with your card, or upload a receipt in a few taps.

All in one

One card and one platform for every benefit your employer offers.

The SideUp card

One card for everything. In your pocket and on your phone.

Your SideUp Visa card works across every budget your employer turns on. Add it to your phone's wallet and pay with a tap.

✓

Add it to your phone's wallet in a few taps.

✓

Track your physical card from order to delivery in the app.

✓

One card for every budget, with no switching between apps.

✓

Powered by Stripe and issued by Celtic Bank.

SideUpWallet ready

Issued by Celtic Bank

Physical cardPhone walletOnline payments

SideUp Visa® Commercial cards are powered by Stripe and issued by Celtic Bank. Stripe Issuing balances are provided in the US by Stripe Payments Company, licensed money transmitter, with funds held at Stripe's bank partners, Members FDIC.

SideUp Marketplace

Every dollar goes further. And stays local.

Spend your benefit budget at independent local businesses in the SideUp Marketplace and unlock discounts and freebies that only members get.

Member-only discounts

Exclusive offers from businesses in the Marketplace, on top of your budget.

Freebies from local favorites

Little extras that independent businesses give to SideUp members.

Know a great local spot?

Nominate it and we will invite it to join.

Stay in the loop

Updates and help, where you already are

We keep you posted about your budgets, and there are quick ways to get an answer when you need one.

App notifications

Push notifications about your balance, new budgets and reimbursements.

Email

The same updates in your inbox, so nothing slips past you.

SideUp assistant

Ask a quick question in the app. For anything else, our team is at help@sideup.com.

FAQ

Frequently Asked Questions

Everything you need to know about spending your SideUp benefits.

How do I spend my benefits?

There are three ways. Pay with your SideUp card, spend at local businesses in the SideUp Marketplace, or pay another way and upload the receipt to get reimbursed.

Where can I use my card?

Your employer sets up your budgets, and each one is meant for specific kinds of spending. If you're not sure what a budget covers, ask your HR team or email help@sideup.com.

Can I add my card to my phone's wallet?

Yes. Add your SideUp card to your phone's wallet and pay with a tap.

How do I get reimbursed for something I paid for myself?

Upload the receipt in the app. Your employer approves it, and you get paid back.

What's the difference between pre-tax benefits and Lifestyle Spending Accounts?

Pre-tax benefits each follow specific IRS rules and have their own limits. Lifestyle Spending Accounts are flexible budgets for everyday life, and they are taxable. Your employer chooses which ones are turned on for you.

Will I pay tax on my benefits?

It depends on the benefit. Pre-tax benefits follow specific IRS rules, and Lifestyle Spending Account funds are taxable and reported by your employer. A summary, not tax advice. Check your plan with a tax advisor.

What is the SideUp Marketplace?

It's a network of independent local businesses where you can spend your benefit budget and unlock discounts and freebies that only SideUp members get. Know a business that should be in it? Email partnerships@sideup.com.

How will I hear about my balance and updates?

We send app push notifications and emails about your balance, new budgets and reimbursements. You can also ask the SideUp assistant a quick question in the app.

Who do I contact if I need help?

Email our Customer Success team at help@sideup.com.

Bring SideUp to your team

Ready to modernize your benefits?

Give your people one card and one app for every benefit, and take the admin off your plate. Book a demo and see SideUp in action.